About us

Built by people who know the trades, for roofing repair specialists.

Roofing Repair Insurance is the repair-focused division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a completed-operations gap or a surge-season cancellation shows up at the worst possible time.

A roofing repair contractor inspecting storm damage on a residential roof
  • Licensed in all 50 states
  • Founded 2005 — 20+ years
  • Storm restoration specialists
  • 15-minute quote turnaround
  • 2-hour claims response
  • A.M. Best A+ carrier partners
Our story

From the jobsite to the agency.

Josh Cotner ran equipment, read specs, and filed certificates before founding CCA in 2005. That background is why we understand storm-season risk, repair contractor exposures, and what happens when a GL policy isn't built for the way a repair roofer actually works.

2005

Contractors Choice Agency founded

Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors and operators the right way.

10 yrs

Expanded to specialty contractor markets

After placing programs for dozens of trade categories, CCA extends expertise to roofing repair and storm restoration contractors with the unique risk profiles of storm-season work.

Today

Dedicated roofing repair division

Roofing Repair Insurance focuses CCA's expertise on repair and restoration roofers — where storm surge, completed ops, and tools exposure are the real risks.

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Roofing repair contractors insured nationwide

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Years insuring trade contractors

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Average quote turnaround

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States licensed & writing

What we stand for

Four things we won't compromise on.

Contractor-first, always

Josh spent years in the trades before starting the agency. We speak the language of roofing repair because we know what happens when coverage fails at claim time.

Coverage that closes the gaps

Completed-ops exclusions, surge-season cancellations, and tools left uninsured — we address the risks standard contractor markets miss for repair roofers.

A-rated markets only

We shop carriers with the financial strength and contractor experience to be there when a completed-ops claim, a crew injury, or a storm-season surge hits.

Honest, no-pressure advice

If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your roofing repair business actually requires.

Ready to protect your roofing repair business?

Get a 15-minute quote from specialists who understand roofing repair — completed operations, storm-season surge coverage, crew workers' comp, and tools theft.