Coverage lines

Insurance built line-by-line for roofing repair contractors.

Each policy below addresses a specific exposure in roofing repair — from the completed-operations tail a standard GL misses to storm-restoration surge capacity and tools-and-equipment coverage your crews need on every job site.

Essential coverage

General Liability Insurance

Third-party bodily injury and property damage coverage for roofing repair and re-roofing operations — including the completed-operations tail that covers latent water-intrusion and defect claims arising after a repair job is done.

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Workers' Compensation

High-hazard roofing repair work creates real fall exposure and injury risk for your crews. We place workers' comp with carriers that understand storm-season surges, varying crew sizes, and the injury patterns of repair and restoration roofing.

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Commercial Auto Insurance

Coverage for the trucks, vans, and trailers your repair crews drive to every job — including hired and non-owned auto when employees use personal vehicles for roofing repair business. Built for contractors with storm-season surge capacity.

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Tools & Equipment Coverage

Inland marine coverage for nail guns, compressors, generators, tarps, ladders, and repair equipment — covering theft, accidental damage, and mysterious disappearance at job sites, in transit, and in storage between storm calls.

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Storm Damage Restoration Coverage

Insurance programs designed for the unique risk profile of storm damage restoration roofing — covering surge-capacity crews, elevated volume periods, and the documentation-intensive claims process that follows hail, wind, or hurricane events.

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Commercial Umbrella Insurance

An umbrella extends your GL and auto limits for storm damage restoration contractors who bid commercial repairs or work under GC certificate requirements that demand $5M or more in total coverage.

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Commercial Property Insurance

Covers your office, warehouse, and storage yard — including tarp inventory, repair materials, and business equipment. Especially important for roofing repair contractors who carry significant material inventory through storm season.

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Contractors Pollution Liability

CPL for roofing repair contractors covers bodily injury and property damage from asphalt, solvents, adhesives, and asbestos disturbed during tear-off of old roofing — pollution exposures that standard GL policies exclude.

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Not sure which lines you need?

Most roofing repair contractors bundle GL + workers' comp + commercial auto + tools into one coordinated program. We'll build the right mix in one call.